LocationsTroy, Latham & Saratoga OfficesLocations

Troy
(Main Office and Mailing Address)

Call(518) 274-5820

View MapThe Jones Building
28 Second Street
Troy, NY

Latham

Call(518) 783-3843

View MapLatham Office
7 Airport Park Boulevard
Latham, NY

Saratoga

Call(518) 584-8886

View MapThe West Building
511 Broadway
Saratoga Springs, NY

< Back to Blog

Workers’ Compensation: What You Need to Know

workers_Compensation_In_Peoria_IlHave you recently been injured or struck with illness as a result of your work? If so, it is important that you file for worker’s compensation as soon as you can. Your promptness adds legitimacy to the claim when insurance companies review it. Before you even file a claim, notify your employer of the date, time and injury sustained.

Not all injuries that are “work-related” make you eligible for workers’ compensation. Ask yourself this: Did the injury or illness occur while doing something that would directly benefit my employer? Here is a list of a few situations that are in the grey area of workers’ compensation:

1. Lunch Breaks: If the incident occurs during your lunch break, then you are usually not eligible for compensation. For instance, if you trip and sprain your ankle while on your way to the cafe, your employer is not liable. However, if you sprain your ankle while picking up your employer’s lunch, or if the injury occurs in the company’s cafeteria, then you may be eligible for workers’ compensation.

2. Travel: If your injury is sustained during your commute to or from work, workers’ compensation probably won’t cover it. However, if you are a traveling salesman with no work site and get into an accident during work related trip, there is a good chance your injuries will be covered. This also applied to an accident that takes place in a companies vehicle.

3. Misconduct: If you are injured in the midst of breaking company policy, then workers’ compensation may not apply to your case. It depends on how serious your offense is.

To access the New York State Workers’ Compensation Board click here.

If you are injured and unsure if you would be eligible for workers’ compensation, contact the law offices of E. Stewart Jones Hacker Murphy for a free, no-obligation consultation. Our attorney’s are seasoned in handling worker’s compensation claims, and can meet you at any of the four regional offices located in Albany, Troy, Latham and Saratoga Springs, NY.

Workers’ Compensation: What You Need to Know was last modified: January 6th, 2017 by Jake Dumesnil